NPS Calculator – Calculate National Pension System Returns

NPS Calculator (National Pension System Calculator)

Calculate your NPS maturity amount, retirement corpus, lump sum withdrawal, annuity value, and estimated monthly pension.

Current Age (Years)

Retirement Age (Years)

Monthly Contribution (₹)

Expected Annual Return (%)

Annuity Purchase (%)

Expected Annuity Return (%)

NPS Calculation Result

Total Investment ₹0

Retirement Corpus ₹0

Lump Sum Withdrawal ₹0

Annuity Amount ₹0

                Estimated Monthly Pension
                ₹0
            

Wealth Created ₹0

Your NPS calculation details will appear here.

What is NPS?

The National Pension System (NPS) is a government-backed retirement savings scheme that helps individuals build a retirement corpus through regular contributions and market-linked returns.

How Does NPS Work?

Investors contribute regularly to their NPS account. The invested amount grows over time through market-linked returns. At retirement, a portion can be withdrawn as a lump sum while the remaining amount is used to purchase an annuity for regular pension income.

Benefits of NPS

Long-term retirement planning
Tax benefits under Income Tax Act
Market-linked growth potential
Regular pension after retirement
Suitable for salaried and self-employed individuals

Who Should Use This Calculator?

This calculator is useful for government employees, private employees, professionals, and anyone planning for retirement through NPS.

Disclaimer

Results are estimates based on the values entered by the user. Actual NPS returns and pension amounts may vary depending on market performance and annuity rates.